Financial Health

Understanding the Home Buying Process When PCSing

Understanding the Home Buying Process When PCSing For military service families, the prospect of a Permanent Change of Station (PCS) brings both excitement and challenges. Among these challenges is the need to navigate the home buying process efficiently. This guide walks you through the entire journey, from the moment you receive PCS orders to settling […]

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How to Save for a Down Payment During Military Service

Saving for a down payment on a home is a significant financial goal, especially for military service members. While the Veterans Affairs (VA) mortgage program offers the tempting benefit of zero down payment, some servicemen and women opt to put money down on their home purchase. Read on to discover the reasons behind this decision

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Home Renovation vs. Home Relocation: Making the Right Choice

With rising interest rates and a low supply of existing homes in many real estate markets, homeowners find themselves with a pivotal decision of whether to embark on a home renovation or opt for a complete home relocation. Both choices come with their own set of advantages and disadvantages, and the best decision depends on

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Making the Most of Housing Allowance: Maximizing Your Military BAH

Managing your housing expenses while serving in the military can be challenging, especially when Basic Allowance for Housing (BAH) may not keep pace with current market costs for rent or a mortgage. There are many considerations for making sure your dollars stretch effectively. Below are five suggestions to help you make the most of your

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What You Should Know About Predictive Maintenance and Home Appliances

Just like maintaining a beautiful home, taking care of your appliances can save you time and money and prevent unexpected breakdowns. Predictive maintenance is the art of anticipating potential issues before they become major problems. Below are five essential tips that will help you make the most of this proactive approach and keep your home

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10 Ways to Keep Your Data Systems and IT Security Safe at Home

Just as people have systems in place to physically protect their homes, there are also ways to ensure that your data systems and IT security are safe. Protecting your data systems should be considered one of your most important priorities as a homeowner. Here are 10 reminders to protect you and your home:  1. Keep

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The American Dream (Home)

According to Investopedia, “The American dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society in which upward mobility is possible for everyone.” For most Americans, this dream or belief spills over into home ownership. For

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What is a Resource Efficient Home?

A resource-efficient home is best described as a home that sustainably uses the Earth’s limited resources while at the same time, minimizing environmental impact. Think, repair, re-manufacturing, recycling, maintenance, and more eco-friendly home design.  There are a variety of definitions of what a “green” home truly is. A widely held and accepted definition includes the

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Does Your Credit Score Impact Your Home Buying Power?

With home prices starting to come down and interest rates continuing to climb, it is important to understand how your credit score can impact your home buying power because as goes your interest rate, so goes the price of your monthly mortgage payment and thus, overall interest you will pay over the life of your

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